Loans for Your Labiaplasty or Vaginoplasty
Date posted: April 24, 2009 by Helen Colen MDWith each passing month, it seems that labiaplasty and vaginoplasty get more and more popular. Unfortunately, because these are considered elective surgeries, it’s difficult to get an insurance company to cover them. That means women opting for one of the procedures often must look elsewhere for the money to have the procedure done. So about this idea: a cosmetic-surgery loan. Believe it or not, this is a possibility.
A person with insufficient money or inadequate credit can get a loan for cosmetic surgery in one of two forms: a secured loan or an unsecured one. Under the secured loan, you as the borrower will need to place some collateral of value against the amount of the loan. The lender will approve a larger amount at reasonable interest rates.
With an unsecured the loan, you as the borrower will be free from the need to place collateral. The bad news: with an unsecured loan, you’ll usually get less money than you could get for the secured loan. However, even a small loan is usually enough to help with, if not completely cover, a labiaplasty or vaginoplasty.
Of course, the ideal solution is for you to have the money you need for your plastic-surgery operation. However, if you simply cannot afford the cost right now, a cosmetic surgery loan will provide you some financial assistance so you’re not left waiting. Many times, you can get these loans by applying online. Be sure to take advantage of the huge amount of information online. That means you should spend time searching and researching until you find the best loan and the best interest rate.
Keep in mind that some lenders will lend only for certain types of cosmetic surgery-tummy tucks or nose jobs, for instance. And labiaplasty and vaginoplasty will probably be harder to get funded. However, with enough time and research, you should be able to find someone who will help you with the financing.
2 Comments »Categories: Financial Assistance, Vaginaplasty
Not everything’s a conspiracy. There’s a reason insurance won’t cover these operations: For most people they’re simply not health issues. The fact that they might make you feel a bit more comfortable doesn’t work any more than saying that a woman needs a facelift because the sagging skin causes discomfort. Insurance benefits are for real emergencies.
Let me tell you something from personal experience to illustrate. I have a brother who is obese who decided he wanted to get his weight problem taken care of through surgery. Try as he might, he could not convince his insurance company to cover it. Now here is a situation where, I believe, my brother had an even more compelling argument to have insurance cover the procedure than a woman who is getting a labiaplasty. After all, it’s been medically proven over and over again that obesity kills. This could well be a life-threatening emergency…but because the emergency is not imminent, the insurance company didn’t see it like that. And today my brother is still fat.
>>There’s a reason insurance won’t cover these operations: For most people they’re simply not health issues<<
Leave it to a guy to say that. You’re probably right that a lot of people get a labiaplasty or vaginoplasty as purely a cosmetic operation but not everyone. It ticks me off a bit that you so casually dismiss the fact that a lot of women suffer from real discomfort before they get the procedure done. I don’t wanna get real graphic or anything, but I have a feeling that if something was causing discomfort to your own sexual organ, you might think it’s medical and should be covered by insurance. Oh, and I also know someone who had to have an operation to help her lose weight, and her insurance did cover it. So just because one doesn’t cover it for one specific person doesn’t mean they always turn it down.